Posts from ‘Work & Money’

By: Pamela Bowes, M.Ed.  Manager, Money Matters and Workplace Programs The Employment Insurance (EI) Compassionate Care Benefit offers partial income replacement for people who are employed and need to leave work to care for a gravely ill family member. Here are some of the present facts about the program: The employee must have worked a… [Read More]

CPP Disability and Benevolent Employer

Posted on December 19th, 2014 | 0 Comments

CPP Disability and Benevolent Employer By: Pamela Bowes, Manager, Program Development One of the special application provisions of the CPP Disability Program is the Late Applicant Provision. In order to be eligible for CPP Disability, an applicant must meet both application criteria – both the contributions rule and the definition of disability rule and meet… [Read More]

How to Survive Financially After a Health Crisis By: Damian Borges, CFP, CLU, CH.F.C, Canfin Financial Group, is a practising Certified Financial Planner (CFP), Chartered Life Underwriter (CLU), Chartered Financial Consultant (CH.F.C.) and mortgage agent in the Greater Toronto Area.   The women in my family have been plagued with cancer for as long as… [Read More]

“I’m on Long Term Disability and my income is only 65% of when I was working. My expenses are way beyond my monthly income. I’m having trouble meeting my mortgage payments. Should I use my RRSPs to try and get by financially? Is this a good option?What other options should I consider?” Many people with… [Read More]

Getting ready for Tax Time

Posted on February 10th, 2014 | 2 Comments

It’s tax time again, and many cancer patients have extra medical costs that could be used as a tax credit. On your annual income tax, there is the Medical Expenses Tax Credit. For the 2013 tax year, the credit is $2,152 or three percent of your net income – whichever is less. So if your… [Read More]

Several years ago, I attended a CPP Disability training session that included the Director of CPP Disability. Someone brought up the issue of Long Term Disability providers including the CPPD Child’s pension in the calculation of LTD Benefits. Let me take a step back to explain. CPPD recipients who have a child/children receive an extra… [Read More]

Cancer, Legal Issues and the Workplace

Posted on December 17th, 2013 | 0 Comments

Alan Shanoff is a Toronto lawyer who knows a great deal about employment and disability law.  Fortunately for Wellspring he is also part of the cadre of our legal volunteers. Called to the Bar and practicing since 1978, Alan spoke at a recent Wellspring Back At Work discussion series on “Legal Issues and the Workplace”. He… [Read More]

What is your biggest asset? Is it your house, your car, your boat, your savings account? These are the typical responses I get when I ask this question.  However, the real answer is that your biggest asset it is your ability to earn income. It can be worth millions of dollars over the course of… [Read More]

Cancer and Back at Work

Posted on September 3rd, 2013 | 0 Comments

Research shows approximately 65% of people who have had a cancer journey return to work. Some return with few barriers, others return with struggles. Research has also found there are factors that contribute to a successful return to work, and factors that can lead to a negative return. Factors that contribute to a more successful… [Read More]

  Written by Jordan Waldman CHS When coverage is needed for individuals with more serious conditions, or who have been declined by a traditional life insurance carrier, many people have turned to non-medical life insurance. We have all seen the commercials, guaranteed coverage, no health questions asked, etc. How can the companies offer this insurance… [Read More]

  • Page 1 of 2
  • 1
  • 2
  • >